As certified financial planners (CFP) and members of the Union of Financial Planners in Israel (UFPI), we are bound by the ethical code of the international Financial Planning Standards Board (FPSB), based on the following values:
For the good of our clients
The interests of our customers are always at the forefront of everything we do, every decision we make, and every conflict of interest that may arise. Our clients always come first.
Honesty and integrity
We always provide our clients with the most honest and straightforward service possible. Clients place their trust in us because of our professional and personal integrity.
We continuously provide our clients with the best possible services, without bias or pressure to promote any services that could harm our clients in any way whatsoever.
Fairness and transparency
We always act in full cooperation and with the utmost transparency, loyalty and good faith towards our clients regarding any possible conflict of interest.
We always act in the most professional manner, out of respect and courtesy towards our clients, service providers and partners, and in full compliance with laws, regulations and professional requirements.
We continuously strive to enrich our knowledge and improve our professional skills and capabilities, to provide our clients with optimal financial planning. We do not act beyond the scope of our knowledge, nor do we perform any actions beyond the mandate that we have been given.
We always protect the information provided by our clients and only use this data if and when necessary for providing a relevant service, and in such a way that only authorized persons have access to this information. A relationship of trust and security can only be built based on the understanding that any information provided by our clients remains private and confidential at all times.
We always conduct our work with diligence, effort and hard work, in order to complete the professional tasks in a thorough and timely manner – for the benefit of the client and with the utmost level of professionalism.
Member of the Association of Financial Planners in Israel
An expert in financial, pension and risk planning management, Yosi Pichadze is a licensed pension insurance agent and a licensed investment consultant (contingent). Yosi is also a certified financial planner (CFP) and a member of the Union of Financial Planners in Israel (UFPI). He too often finds himself contemplating about the day he retires, has more time to spend with my family, and realizes at least some of his dreams.
I have been working with Yosi for a number of years. After conducting a thorough analysis of my financial portfolio, Yosi recommended which changes to make, in order to maximize yields at the desired levels of risk and save on management fees. Yosi also manages some of my investments and insurance plans, combining professional knowledge, experience, and attention to detail for the benefit of the customer.
I first met Yosi in 2014 when I was the surgeon who operated on one of his children. We became firm friends. Before retiring from work as a civil servant, I asked Yosi for advice on investments, pensions, and health insurance for myself and my family. This was the best decision I could have made. Yosi was the right man in the right place, and he helped me every step of the way and in a most professional manner. Yosi is still in touch with my family and myself, and I am delighted to recommend Yosi's services.
Since retiring in 2013, Yosi Pichadze has been my pension investment advisor for all my saving and insurance plans. In some cases, he is also the insurance agent. I have the utmost confidence in Yosi's recommendations. Over the past two years, my financial accounts have done well, despite market fluctuations. I highly recommend that all my acquaintances use Yosi as their financial advisor. Good luck!
Yosi has been managing all my financial assets for quite a few years. He advises me on which investment and savings options to choose, and carries out the agreed-upon deposits and withdrawals. Yosi provides professional, reliable, fast and efficient services, and is a real asset to this wild and confusing marketing of financial assets, pension planning, health insurance, and long-term care insurance. I am extremely satisfied with the service I receive from Yosi and whole-heartedly recommend his services.
I was most impressed with how Yosi looks at matters, in an objective and professional manner, providing customers with what they really need, without trying to "sell" unnecessary products just to make a profit. Yosi also has a holistic outlook of each customer's finances and insurance as a whole. When handling financial investments and insurance plans for people with assets, especially those who are self-employed, Yosi offers peace of mind, working with maximum integrity and transparency.
I highly recommend Yosi as a consultant and am grateful that I work with him. Yosi met with me at great length to go over each and every insurance plan that I had purchased over the years. He identified some duplicate insurances, and replaced others for better plans. I found myself saving more than $200 each month. Yosi uses innovative software to organize and monitor my portfolio and is always happy to answer questions and queries. You can sleep well knowing that the person managing your portfolio is reliable, thorough, professional, caring and dedicated.
Over the past few years, Yosi has been my financial planner and advisor for all my savings. I was most impressed by his professionalism and his being highly familiar with the topic, including offering specific options based on my age. Yosi presents the issue and his recommendations in a clear-cut and calm manner, enabling customers to reach optimal decisions.
I have been working with Yosi for the past two years and am extremely grateful. Yosi is highly professional, reliable and dedicated, and always provides personal service with the utmost patience. Each financial issue is thoroughly considered, to find the optimal solution. I highly recommend using Yosi's services and taking advantage of his vast knowledge and experience.